Building Products That Scale Globally
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In an ecosystem often driven by hype, Payaza has focused on disciplined execution and institutional-grade infrastructure. The company is building a cross-border payments platform designed for long-term durability across markets.
Leadership:
Seyi Ebenezer (CEO & Co-Founder)
Seyi leads Payaza’s strategy, expansion, and regulatory engagement. His focus has been on positioning Payaza as a trusted financial infrastructure company, with emphasis on governance, compliance, and financial discipline over short-term growth narratives.
Philips Akinyele (CTO & Co-Founder)
Philips leads engineering and infrastructure development. With experience across FirstBank, GTBank, Access Bank, Andela, Bankly, and Payfi, he brings deep expertise in building scalable financial systems across banking and fintech environments.
At Payaza, he has led the design of a multi-channel payments ecosystem powering SME and enterprise transactions across multiple markets.
Key Milestones:
Expanded operations into 20+ countries across Africa, North America, Europe, and the Middle East
Enabled integrations with Visa and Mastercard
Built scalable APIs for collections, disbursements, and embedded finance
Supported a $35M commercial paper program and ₦20.3B ($13.5M) debt repayment
Achieved investment-grade credit recognition, including AA− upgrade and A− affirmation
Signal of Maturity
Recent credit rating upgrades reflect Payaza’s transition from growth-focused fintech metrics to institutional financial strength.
The company has received dual validation from leading African credit intelligence firms. DataPro upgraded Payaza from A to AA−, citing strong financial performance, governance quality, and sustained operational momentum. Intelligence Africa also assigned an A− rating, affirming its financial stability and credibility.
An AA− rating places Payaza among the highest-rated fintech companies in the region, signaling low credit risk, strong liquidity management, and reliability for enterprise and institutional partners.
Together, Seyi Ebenezer and Philips Akinyele represent a single thesis: building a durable cross-border financial infrastructure system emerging from Africa, designed to scale globally.
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